CRA Officer

Company: Flushing Financial Corporation
Location: Uniondale
Posted on: July 1, 2025

Job Description:

To identify, develop and implement necessary community development activities to ensure the Bank’s adherence and compliance with banking regulations established as part of the Community Reinvestment Act (CRA). Major Duties and Responsibilities: • Identify and promote innovative and creative community development activities for CRA credit. • Work with branch staff to increase visibility in target market areas by representing the Bank in various civic and community functions for the purpose of developing CRA initiatives. • Evaluate current loans and new loan proposals considered under a variety of community development programs. • Review and evaluate current loans to ensure compliance with terms; coordinate lending activities with other departments within the Bank. • Recommend changes and improvements to management regarding special lending programs for housing construction/purchase/rehabilitation, small business development, and industrial development. • Provide superior customer service to community groups throughout the Bank’s Branch network. • Identify and refer opportunities with Community Development clients for other Company products and services. • Analyze and evaluate bank and market data relative to consumer and commercial lending, and CRA qualified bank contributions, investments and services to assess the Bank’s performance under CRA lending, investment and service tests. • Manage the Bank’s Banking Development District initiatives. • Manage the Bank’s Financial Literacy Education Program. • Determine the Bank’s CRA qualified investment needs. • Coordinate CRA and Community Development regulatory filings. • Assist in providing CRA training and updates throughout the Bank when necessary. • Assist in Branch expansion initiatives, as directed. • Perform various administrative duties as directed by manager. • Ensure compliance with all regulations, policies and procedures. Perform additional accountabilities as needed. Minimum Qualifications: • BA/BS degree or equivalent experience. • Five (5) to seven (7) years CRA and community development experience. • Knowledge of the banking industry, the regulatory process and basic policy issues relevant to banking. • Ability to understand community needs. • Strong project management skills. • Demonstrated experience and interest in community development and outreach. • Excellent verbal/written communication and interpersonal skills.

Keywords: Flushing Financial Corporation, Bayonne , CRA Officer, Accounting, Auditing , Uniondale, New Jersey