Sr. Commercial Renewal Underwriter

Company: Chubb
Location: Philadelphia
Posted on: April 2, 2026

Job Description:

Description As a Senior Insurance Property and Casualty Underwriter, you will play a critical role in the underwriting support process for renewal business applications and new business opportunities within the small to mid-market segment. You will leverage your extensive knowledge of commercial insurance products—including auto, property, general liability, workers' compensation, and Excess/Umbrella to assess risk, develop competitive pricing, and lead underwriting initiatives. This position entails mentoring junior underwriters, collaborating cross-functionally, and contributing to strategic decision-making in underwriting policies. Responsibilities Oversee and manage the underwriting process for complex commercial accounts, ensuring adherence to company guidelines while assessing risk and exposure for auto, property, general liability, workers' compensation, and Excess/Umbrella. Utilize advanced analytical skills to evaluate risk factors, loss history, and market trends to make informed underwriting decisions that align with the organization's Industry Practice strategic goals. Develop and maintain relationships with brokers and agents, offering exceptional service and acting as a key point of contact for underwriting inquiries. Provide mentorship and guidance to junior underwriters; facilitate training sessions and knowledge sharing to enhance team capabilities. Participate in the development and refinement of underwriting policies, processes, and pricing strategies based on industry trends and company objectives. Collaborate with cross-functional teams, including claims, risk management, and product development, to improve service delivery and enhance client satisfaction. Actively engage in business development initiatives, identifying opportunities for growth within existing portfolios and contributing to new business efforts. Monitor regulatory changes and industry best practices, ensuring compliance and alignment with current standards in underwriting practices. Prepare and present detailed reports on underwriting performance metrics and market analysis to senior management, aiding in strategic decision-making. Qualifications In-depth knowledge of commercial insurance products, including but not limited to auto, property, general liability, workers' compensation, and Excess/Umbrella. Proven track record in risk assessment, pricing strategies, and developing underwriting guidelines. Exceptional analytical and problem-solving skills, with the ability to interpret complex data sets and make sound decisions. Strong negotiation skills coupled with superior communication and interpersonal abilities to effectively relate with brokers, agents, and clients. Education & Experience Bachelor's degree Minimum 3-5 years of commercial P&C underwriting experience

Keywords: Chubb, Bayonne , Sr. Commercial Renewal Underwriter, Accounting, Auditing , Philadelphia, New Jersey